Solar Financing Options in Wisconsin
Compare the best ways to finance a solar installation in Wisconsin. Based on average local electricity costs of 17¢/kWh and a typical monthly bill of $130, here is how each financing option stacks up over 25 years.
System Cost
$19,720
After Credits
$13,804
Federal Credit (30%)
$5,916
State Credit
N/A
Financing Calculator for Wisconsin
Net after credits: $13,804
| Method | Monthly Cost | Upfront Cost | 25-Year Total | 25-Year Savings | Own System |
|---|---|---|---|---|---|
Cash PurchaseBest Value | $0/mo | $13,804 | $17,554 | $40,525 | Yes |
Solar Loan | $103/mo | $0 | $25,451 | $28,878 | Yes |
Solar Lease | $104/mo | $0 | $44,908 | $11,524 | No |
Power Purchase Agreement | $127/mo | $0 | $38,170 | $18,263 | No |
Cash Purchase
Best ValueMonthly
$0
Upfront
$13,804
25-Year Total
$17,554
25-Year Savings
$40,525
Solar Loan
Monthly
$103
Upfront
$0
25-Year Total
$25,451
25-Year Savings
$28,878
Solar Lease
Monthly
$104
Upfront
$0
25-Year Total
$44,908
25-Year Savings
$11,524
Power Purchase Agreement
Monthly
$127
Upfront
$0
25-Year Total
$38,170
25-Year Savings
$18,263
Estimates based on average electricity costs in Wisconsin. Actual savings vary based on system size, energy usage, and local utility rates. Loan calculations assume fixed-rate financing. Consult a solar advisor for a personalized quote.
Understanding Your Financing Options in Wisconsin
Cash Purchase
Pay upfront after tax credits and own your system outright. This option delivers the highest long-term savings since there are no interest payments. Your net cost in Wisconsin is $13,804 after all credits.
Solar Loan
Finance your system with $0 down and own it from day one. Monthly loan payments are often lower than your current electricity bill. Typical loan terms in Wisconsin range from 10 to 25 years.
Solar Lease
Lease a system with no upfront cost and pay a fixed monthly amount that is typically 20% less than your current bill. The installer owns and maintains the system for the 25-year term.
Power Purchase Agreement (PPA)
Pay only for the energy your panels produce at a rate lower than the utility. No upfront cost and no maintenance responsibilities. A great option if you want guaranteed savings with zero commitment.
Best Value in Wisconsin: Cash Purchase
Based on average electricity costs, the cash purchase option offers the highest 25-year savings of $40,525 for homeowners in Wisconsin. Adjust the calculator above to see how different interest rates and loan terms change the comparison.
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